VACATING THE CITY TO SAVE MONEY

When I graduated with my bachelor's degree in psychology, I worked in a credit union for about six months while I attempted to find out what I in fact desired to finish with the rest of my life (I haven't figured it out yet, honestly), then I chose to go to grad school and get a task in Cincinnati. I transferred to the city over Independence Day weekend in 2014. Since then, I resided in two various areas within the city limitations. One was two miles outside of downtown in a fashionable home constructing a short walk from an awesome park, and the other was 7 miles from downtown in a highly preferable community in a house where I might hear my upstairs neighbor sneeze (to name a few, less innocent things * shudder *). I moved to a rural area right outside the city limits, in a home complex right on the bike trail where I could ride into town to get a beer or an ice cream cone.

In fall of 2017, my husband and I bought our first house in my little hometown-- a 50 minute drive to three major cities (select which instructions you remain in the state of mind to drive: north, south, or west), however definitely a backwoods. The high school I went to was literally surrounded on all sides by cornfields. We live "in town" now, but that isn't saying much. There are also cornfields in the area.

THE PROS

One of my best friends lives a block away, and there is an unbelievable homemade difficult cider location that's run out of the basement of a family house, and there are a few excellent local stores and restaurants. There were likewise a lot of tradeoffs involved with selecting to move out of the city.

I'm going to start with the pros list, the terrific things about where we live and why we chose to move here. When I lived in the city in an extremely popular area, every time I walked my pet dog I would look up the information on any home I would see with a for sale sign out front. That's a big cost savings from a mortgage in the city, and is significantly lower than our lease in the city or suburbs.

Another pro is that we live closer to family. We live in the very same town as my parents, and are a short drive from my in-laws and grandparents. We have much more outdoor area than we might have gotten in the city on our budget, consisting of a large, fenced-in yard.

Creekin'
I grew up going "creekin,'" catching amphibians, riding four wheelers, and having the day off school for the first day of hunting season. It was a truly great youth.


THE CONS

There is definitely an expense to moving out here, too. For beginners, it seems like everyone understands everyone else! And in some cases I simply wish to go to the grocery shop in my sweats for wine and cookie dough and not encounter among my former instructors or friends' parents, ya understand ?? Bear with me as I go through these cons; I'm not attempting to complain (much), but the truth is that there is a lot to think about when thinking of moving from a city you love to a lower cost of living location in order to conserve money.

Possibly one of the most apparent downfalls of living in a little, rural, low cost of living area is that it's far from things. Many of my pals reside in or closer to the city, and it needs more planning and driving in order to see them. It's also further from entertainment; there is a small selection of great dining establishments nearby. When I remained in the city I might stroll to numerous locations and drive to an essentially limitless list of bars and dining establishments. Cincinnati is a really foodie-friendly city with a fantastic brewery scene. I have actually stated this prior to and I'll say it forever: food is life. Places in my small town also close previously. Now, I'm very little of a party animal anymore, however if I wish to be out behind 11 p.m. there is really just one option here. And it's fantastic, but often I wish to be out at a bar where I'm not going to see any of my previous instructors, buddies' parents, or anybody I went to high school with. When it concerns getting home securely, Uber and Lyft aren't a thing here. You have to discover a great old made designated chauffeur, or walk. (Once, my pal who lives a block away and I got a bit toasted at the local white wine shop and strolled two miles to get to the difficult cider location. Fortunately we discovered a buddy from high school there with his moms and dads, who gave us a trip back. Pros and cons of understanding individuals everywhere you go.) When I resided in the city, an Uber would be readily available to choose me up within minutes at any time of day, and it was a cheap trip anywhere, generally under $10.

Another difficulty of living in this area is that close-by task prospects are slim. I currently work for the only major mental health service provider in the county. I really work one county over (my company is in two counties) and have a 30 minute commute. If I were to get a different task in my field, I would need to drive to among the major cities, at least about 40 minutes each method. I'm utilized to these type of drives, as I commuted 45 minutes to school during undergrad, however it does take a great deal of gas and time in the automobile. There are fewer resources all around in my town. When I lived in the city, there were NUMEROUS alternatives for mental health jobs, along with other resources consisting of several grocery options, yoga studios, animal stores, and so on. And not to sound too petty here, however the supermarket in my town doesn't offer the good brand name of goat cheese that I like, and I have to drive thirty minutes to the closest Kroger that does. THE HUMANITY!

I liked living in a city filled with diversity and with a range of political and social views. There is a church on every corner, on your method into town no matter which path you take, and check over here pretty much a stone's toss from any location you might happen to be standing in town. We went to a terrific church in the city that I liked, and finding something that compares is essential to me but it's something I'm still browsing for.

While I like my home and there are a lot of things I enjoy about my town, I do miss living in the city. I don't see myself living in this town permanently, and right now moving back to the city is in the medium-term strategy.

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